ICICI Pru Ace, a super ulip which has great product benefits rolled into a single investment plan. So that you can get the maximum from your investment.

5 super benefits

 
 
To invest in our super ulip kindly leave your details
 
 
 
Very low charges enhancing Net yield
 
One of the biggest advantages of this plan is an extremely low charge structure.

The product has no premium allocation charges for regular premiums and a policy administration charge of just Rs 60 per month for the term. It also provides you a choice of 8 funds with Fund Management Charges ranging from 0.75% to 1.35%.

A low charge structure helps you enhance the net yield and higher the net yield, the returns can be potentially better.
New Dynamic P/E Fund Option
 

A new fund option to provide you long term capital appreciation through dynamic asset allocation between equity and debt.

In this option the allocation of your investments into equity and equity related securities is determined by reference to the P/E multiple on the NIFTY 50.



For ex. If P/E <14, then 90-100 % of your investments is allocated to equity and related securities & the remainder is invested in debt instruments, money market and cash.
Profit protection from market volatility
 

With Trigger Portfolio Strategy, your investments will initially be distributed between 2 funds - Multi Cap Growth Fund, an equity oriented fund & Income Fund, a debt oriented fund - in a 75%: 25% proportion.

If there is a 15% upward movement in the NAV of the Multi Cap growth fund, your gains are automatically transferred to a safe liquid fund thereby protecting them from future equity market fluctuations.

Through this strategy we ensure that your investments are done on the principle of ‘buy low, sell high’ – which means that it buys equity when price is low & sells it when the price is high – thereby maximizing your gains.
Get rewarded with extra units
 

a) Loyalty Additions – In case of payment of all premiums Loyalty Additions will be allocated every 5th policy year, starting from the end of the 10th policy year.

b)Additional allocation of units:-There will be additional allocation of units on premium payment every year starting from the 6th policy year up to the end of the policy term.
Tax saving
 

You can save tax upto Rs. 30, 900 on premiums paid u/s 80 C as well as on benefits received under the policy, as per prevailing tax laws.
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